Get A Card That Fits Your Lifestyle

Consumers today want their bank to offer convenience and security, allowing them to gain access to their finances easily and provide secure ways for online purchases. Understanding the needs of today’s consumers, Baiduri Bank offers a selection of credit and debit cards that make transactions easier – and much more rewarding!

Credit card: a useful tool in your wallet
It’s a fact: your credit card can be one of the most useful tools in your wallet because in addition to payment convenience, it also provides a host of perks such as lifestyle privileges, discounts at retail outlets and travel protection. Baiduri has a wide range of Visa and MasterCard credit cards with different features and benefits. With so many options, you are sure to find the right card for you. Some of the distinctive benefits include:

• 0% Instalment Plan
• Balance transfer programme with 0% interest for the first 6 months
• 24-hour global emergency assistance
• Bonus points and Instant Rewards programme
• Special discounts at partner merchants
• Exclusive global lifestyle benefits and more!

For added security when making online purchases, Baiduri’s New Secure Online Payment Service offers you protection against potential fraud with a dynamic One-Time Password (OTP).

Debit card: greater control and convenience
One of the main advantages about choosing to use a debit card is that you cannot spend more money than what you have, which means you can avoid overspending. Funds come straight out of your bank account so it’s simpler for you to manage your money. The Baiduri Visa payWave Debit Card, the first in Brunei, is a safe and faster way to pay for your everyday purchases using contactless technology. It has all the convenience of a debit card with the added benefit of faster transaction times and with multiple levels of security.

It’s easy to reap your rewards
Whether you’re planning your next vacation or shopping for groceries, you can enjoy exclusive benefits with Baiduri’s Co-Brand Cards. Launched in collaboration with key partners such as Royal Brunei Airlines and Supa Save, these cards work like regular cards but offer additional benefits like frequent travel points and extra bonus points.

Extra savings to satisfy everyone
Everyone loves extra savings and as a Baiduri Cardmember, you get special dining, shopping and leisure benefits and privileges year-round. Simply download the Baiduri Deals app or visit their website,, for the latest offers and promotions.

You deserve a bonus
Baiduri Bank offers one of the most generous and attractive reward programmes in Brunei. Your card does the work and you get the bonus! It’s that simple! Every time you charge a purchase to your Baiduri credit or debit card, you earn bonus points. These points will allow you to redeem anything you fancy at a range of participating dining, shopping and leisure establishments in Brunei, as and when you desire.

This article was published in the November 2016 issue of Inspire Living Magazine. Download it here!